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Investor Return Multiplier & Risk Ladder
Calculates capped preferred investor returns: M(S) = 1 + (3.0 - 0.5 × S) for Seed Stages 0 through 4. Honors early risk capital without compromising worker steward-ownership or enabling perpetual equity extraction.
Dual-Gate Solvency & 3-Phase Surplus Waterfall Model
Calculates the mandatory Dual-Gate Solvency Reserve test and surplus distribution across Phase 1 (Capital Recovery), Phase 2 (Scale & Preferred Return), and Phase 3 (Steward-Ownership).
Corporate Veil & Commercial Lease Threshold Check
Checks whether commercial lease or debt commitments exceed municipal incubator limits, requiring incorporation as an independent RJSC Private Limited Company to protect the corporate veil under Contract Act 1872 and Companies Act 1994.
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